It is absolutely crucial that you keep a close eye on your personal credit. Failure to do so could have pretty severe consequences. The three credit reporting agencies in the US are Equifax, Experian, and TransUnion. Luckily, you can check all 3 reports for free every 12 months. You can simply go to https://www.annualcreditreport.com/cra/index.jsp to obtain your report.
Consult this link if you have any questions.
