When all else fails...

You hear about someone having one of those days. Have you ever found yourself having one of those months? Only this month also includes a doctor bill, vehicle maintenance need, and some other unexpected cost that puts you in a financial bind. How does that typically play out for you?

You pull from savings, right?
Well, I would if my savings account had something other than a lone "zero" in it.

Maybe you decide to pay a bill or two late in order to cover the unexpected cost.
Sure, but now I've got a couple of $30 late fees to address.

You could always choose to not pay the unexpected bill, hope they forget about your payment, and consider yourself lucky.
Back to reality, please!

Unfortunately, there are times when you might not have too many options. When all else fails, apply for a payday loan. You can borrow up to $1000 within one business day. All you typically need is to have lived at least 18 years, a source of income, and an active bank account. Consider it an alternative to late fees, bad credit scores, and annoying "reminder" phone calls.